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Sell a fire- or flood-damaged house as it is
After a flood, a fire or a storm, rebuilding isn't always the right answer. We buy damaged houses as they are and price the damage into a written offer.
Reviewed and updated November 2026 by the Blasu Homebuyers team
- No repairs, no mold remediation, no clean-out
- We price the damage in — you fix nothing
- Works whether or not your insurance claim is settled
Get your cash offer
About the house — takes about a minute.
What we take care of
Damage priced in
We estimate the repairs ourselves and build them into the offer. You don't need contractor bids.
Mortgage and liens paid at closing
The title company pays off the loan and any liens from the sale, so you don't need cash to walk away.
Insurance, your call
Keep your claim or settle it first — talk with your insurer and lender, and we'll work around what they say.
Rebuild, or sell as-is?
Rebuilding means insurance adjusters, contractors, permits and months of paying for a house you can't live in — often while you're living somewhere else. Selling as-is ends all of that at one closing.
Weigh the cost and months of rebuilding against a cash sale today — we'll talk it through honestly.
The Texas flood disclosure
Since September 1, 2019, the Texas seller's disclosure asks about past flooding, whether the house is in a floodplain, flood insurance claims and FEMA or SBA assistance. Selling as-is to a buyer like us doesn't remove the duty to disclose what you know. Tell us plainly — flood history doesn't stop us from making an offer; it's part of the price.
If your insurance claim is still open
People do sell houses with open claims. Some keep the claim and its payments; others transfer the claim to the buyer in the contract. If you have a mortgage, your lender is usually named on claim checks and has to sign off.
Because policies and lenders differ, call your insurer and your lender before you sign anything. We'll write the contract to match what they tell you.
Fire damage
After a fire, the city may require the house to be secured or boarded. That's fine — we buy houses in that state. If there's a code notice or a demolition order, tell us; it affects timing, not whether we can buy.
What we need from you
The address and a short description of the damage.
Whether there's a mortgage, and whether a claim is open.
Photos if it's easy — not required. We'll arrange a walk-through when it's safe.
This guide is general information, not legal or tax advice. For your situation, talk with a Texas attorney, CPA or the title company.
How it works
Tell us about the house
Six quick questions online, or one phone call. About a minute.
Talk with our team
We learn what you need, and see the house if it helps. No cleaning required.
Get your written offer
In writing, in plain terms. Pick your closing date — or say no, no strings.
Selling to us vs. listing
A general comparison, not a quote. If listing will put more in your pocket and you have the time, we'll tell you so.
Questions sellers ask
Straight answers. Anything else, just ask.
Call or text — a member of our team picks up.
(832) 532-3856Can I sell a flood-damaged house in Texas?
Yes. You still complete the seller's disclosure about past flooding, and the damage is priced into the offer. No repairs needed.
Can I sell my house with an open insurance claim?
Usually, yes — you either keep the claim or assign it to the buyer in the contract. Check with your insurer and lender first, since your lender is often on the claim checks.
Do you buy houses that aren't livable?
Yes. Not livable, boarded up or gutted — we buy it as it is.
Other situations we help with
Inherited a house
Leave the belongings. We work around probate and the family's schedule.
Learn moreHouse needs repairs
Foundation, roof, water damage — we price it in. You fix nothing.
Learn moreRental or tenants
Sell it with tenants in place. No evictions, no make-ready.
Learn moreVacant house
Stop paying for an empty house. Close from anywhere.
Learn moreMoving or life change
Moving or downsizing? Close on the date that fits your plans.
Learn moreBehind on payments
What's owed is paid off at closing. Know your options early.
Learn moreSee your number. No pressure.
Enter the address. It takes about a minute, and there's no obligation.
Or call (832) 532-3856