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Behind on payments? Selling is one of your options.
If the payments have fallen behind, selling the house as-is can pay off what's owed at closing — on a timeline that works before deadlines arrive.
- What's owed is paid off at closing
- No repairs, no showings
- No obligation — just the facts

Get your cash offer
About the house — takes about a minute.
What we take care of
Talk to your lender too
Before anything else, call your lender or a HUD-approved housing counselor. Many homeowners have options — a payment plan, a modification or forbearance — and those are worth knowing about first.
If selling turns out to be the right choice, the earlier you start, the more choices you keep.
How a sale works when you're behind
The title company gets a payoff figure from your lender, including what's past due. At closing, the lender is paid from the sale, and anything left over is yours.
Property taxes that are behind are handled the same way — paid off at closing.
No pressure
We'll give you our number in writing. If it doesn't help your situation, you say no and that's the end of it.
How it works
Tell us about the house
Six quick questions online, or one phone call. About a minute.
Talk with our team
We learn what you need, and see the house if it helps. No cleaning required.
Get your written offer
In writing, in plain terms. Pick your closing date — or say no, no strings.
Selling to us vs. listing
A general comparison, not a quote. If listing will put more in your pocket and you have the time, we'll tell you so.
Questions sellers ask
Straight answers. Anything else, just ask.
Call or text — a member of our team picks up.
(832) 532-3856Can I sell if I owe more than the house is worth?
Sometimes, with the lender's approval (a short sale). Call us and we'll talk through whether it fits your situation, or point you to someone who can help.
Is there a free place to get advice?
Yes — HUD-approved housing counselors give free or low-cost advice. You can find one through HUD's website or by calling 800-569-4287.
Other situations we help with
Inherited a house
Leave the belongings. We work around probate and the family's schedule.
Learn moreHouse needs repairs
Foundation, roof, water damage — we price it in. You fix nothing.
Learn moreRental or tenants
Sell it with tenants in place. No evictions, no make-ready.
Learn moreVacant house
Stop paying for an empty house. Close from anywhere.
Learn moreMoving or life change
Moving or downsizing? Close on the date that fits your plans.
Learn moreProbate & heirship
Selling while probate is open, or with no will at all. The Texas paths, in plain words.
Learn moreSee your number. No pressure.
Enter the address. It takes about a minute, and there's no obligation.
Or call (832) 532-3856